Business Insurance

Innovation
Innovation distinguishes Omnis Risk Insurance Solutions from other insurance brokers. Omnis developed web-based tracking software which we provide with tablets at no costs to our clients, in order to better serve the workforce in small to med size businesses so the business can stay competitive. While competitors spend time managing their corporate hierarchy, we are a flat organization where each employee offers equal value. Competitors take a reactive approach in managing clients’ claims while our goal is to take a proactive approach by using analytics captured by our software which tracks clients’ data revealing behavioral patterns to prevent risks.

The behavioral science based user-friendly software increases quality, efficiency, moral and safety compliance which reduces accidents/injuries benefitting the client with reduced insurance premiums. We prevent poor behavior by intercepting/changing the potential risk. We have proven measurable results. We focus on industries with high hazards and heavy labor. Below are some of the key industries we serve:

Agribusiness Oil, Gas, Utilities
Food & Beverage industries Property Management
Health Care/Medical Offices Restaurants
Hospitality Small Business/Retail
Manufacturing/Fabrication Transportation/Trucking
Municipalities/Public Entities Warehousing and Logistics
Non-Profits Waste Haulers and Recyclers

 

Coverages and Services:

We are result driven. Our risk prevention tools and techniques are a game changer. Our analytics give you the knowledge to look ahead and anticipate the needs of your employees and your company. We are hands on broker staying close to you as you grow and change. We are by your side as an advisor and advocate and a resource during business challenges. As your advocate and advisor, we will make sure you are provide all the knowledge/resources to make an educated decision as you build your company. Below are some of the key coverages we work with:

  • General Liability
  • Commercial Auto Liability/Fleet coverages and special endorsements
  • Umbrella and Excess Liability
  • Workers Compensation (Guarantee Costs, Deductible, Retro , Self- Insurance/Captives
  • Risk Retention Groups
  • Loss Portfolio Transfers
  • Injury and illness prevention plans
  • Property and Casualty
  • Product Liability
  • Pollution Liability/Environmental coverages and endorsements
  • Public Liability for recycling “Buy Back Centers”
  • Professional Liability/Errors and Omissions
  • Medical Malpractice
  • Directors and Officers Liability/Fiduciary Liability
  • Employment Practices Liability
  • Warehouse Legal Liability
  • Cargo
  • Improper Sexual Conduct
  • Cyber Liability/Internet
  • Foreign Liability
  • Crime and Employee Dishonesty
  • Kidnap and Ransom
  • Travel Accident
  • Surety Bonds
  • ERISA Bonds
  • Performance Bonds
  • Public Officials Bonding
  • Healthcare Bonds
  • Construction Bonds/Course of Construction
  • Occupational Accident
  • Broker Contingent Liability
  • Law Enforcement and Educators Legal Liability
  • Employee Medical Benefits/Life Insurance products
  • Group Health and Welfare Plans
  • Dedicated Claims Management
  • Crop Insurance
  • Ag Packages
  • Farm Owners Coverage
  • Equipment Breakdown
  • Boiler Machinery
  • Business Interruption
  • Property and transit coverage/Inland Marine
  • Truckers, Transportation and Fleet programs
  • Product Recall and Spoilage
  • Earthquake/Flood/Windstorm/DIC Property
  • Serial defect and Warranty Insurance
  • Power Curve Protection
  • Project “wrap” programs
  • Project Efficacy Insurance
  • Disaster Recovery and Business Continuity
  • Financial Services
  • Contract Review
  • OCIP Review and Credit Negotiation